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Rula Abu Nuwar

Finance, Business Development, HR and PR

Phone: +962795609090

Member Since, February 19, 2024

About Me

  • Academic Level  Degree Bachelor
  • Age  48 - 52 Years
  • Gender  Female
  • Specialty  Finance and BD

About me

I submit my C.V. for your kind review. As my C.V. indicates, I received my Bachelor’s Degree in Finance in June of 2003. I have multidisciplinary experiences in Finance, management, and Business Development. My extensive experience was in the banking sector for six years under two major departments: Trade Finance – Documentary Credits and Finance Department. Briefly, herewith under highlights of my expertise which include the following:

  • Finance, Accounting, Banking, and Investment: (My extensive experience)

I’ve had the privilege of working in two pivotal departments within Jordan Kuwait Bank, each significantly contributing to my professional growth and expertise. In the Trade Finance Department, particularly in Documentary Credit, I acquired valuable insights into the complexities of international trade transactions, gaining proficiency in both UCP 600 and ISBP guidelines. Furthermore, my tenure in the Finance Department, with a focus on Financial Reporting, Cash Monitoring, and Accounts Payable, provided me with a comprehensive understanding of financial management practices and regulatory requirements.

In the realm of investments, I achieved certification as an accredited broker in the local market exchange. This certification enabled me to effectively manage a portfolio of securities, engaging in trading activities and overseeing assets available for sale in both the Jordan and GCC markets. These experiences have not only enriched my knowledge but have also equipped me with practical skills essential for navigating the intricate landscapes of finance and investment.

 

  • Business Development:

The primary focus revolves around cultivating partnerships with prospective clients to bolster the firm’s business reach and enhance sales figures. Critical to this endeavor is the adept crafting of presentations and proposals. Integral to our approach is the cultivation and nurturing of strong client relationships, showcasing the firm’s consistent delivery of superior products at competitive prices. Core competencies encompass strategic partnership establishment, persuasive presentation skills, meticulous proposal preparation, adept client relationship management, attending exhibitions, understanding both local and global markets, and discerning customer demand and taste. Additionally, the firm emphasizes the continuous development of core competencies to adapt to evolving market demands and maintain a competitive edge.

 

  • Organization Transformation:

I led a comprehensive organizational transformation initiative to guide the company from a state of disarray to one marked by high-performance standards. Drawing on best practices and management systems related to the industry in Sales, Marketing, Business Development, Finance, and HR, I ensured alignment with the company’s vision and objectives. By orchestrating strategic initiatives, I streamlined transformation processes and guided the team through intricate challenges. In acknowledgment of my contributions, the owners formalized my role with an extended management title. This project solidified my expertise in both management and business domains. Through strategic leadership and the effective implementation of best practices, I navigated the complexities of the project, driving positive change and cultivating a culture of excellence within the organization. This experience further fortified my capacity to oversee diverse teams and initiatives, ensuring alignment with strategic objectives and the realization of sustainable results.

Education

  • BA Finance (1999 - 2024) Applied Science University

    Finance

  • Medical Records - Diploma (1991 - 2024) Arab University College of Technology

  • Scientific Stream (1978 - 2024) Rosary College School

Work & Experience

  • Business Group- AL Jude Invest, Pioneers Plastics (2016 - 2016 ) Head of Human Resources and Administration

    Business Group- AL Jude Invest, Pioneers Plastics Head of Human Resources and Administration Business Management Project: Transformation Mission: Organization Development Sep. 2016 to Dec. 2016 (4 months contract) • Provide visionary leadership and managerial oversight to align departments and staff with the group's strategic mission, vision, and core values. • Lead the development and implementation of the support operations, encompassing organizational structures, authority matrices, policies, procedures, internal regulations, performance management, and training initiatives. • Manage inventory, supplies, procurement, equipment, and expenditures, meticulously adhering to budgetary constraints. • Overseeing daily operations to optimize process efficiency and enhance information flow among company departments. • Supervise inventory, supplies, procurement, equipment, expenditures, and costs while carefully adhering to budgetary constraints. • Execute human resources strategies encompassing talent acquisition, staffing, employment procedures, training and growth, record-keeping, succession planning, employee relations, and labor relations. • Administer payroll, uphold employee records, and offer recommendations for salary enhancements. • Establishing the criteria for evaluating employee performance. • Maintain up-to-date job descriptions and develop new ones for emerging roles as required. • Supervise the renewal of work permits and residency for foreign workers, actively monitoring contract renewals to ensure compliance with local labor laws. • Track daily attendance, overtime, personnel leaves, vacations, absences, allowances, and deductions. • Lead staff recruitment by crafting job advertisements, assessing application forms, conducting interviews, and selecting candidates. Project Overview: I assumed responsibility for spearheading the Organization's Transformation journey, transitioning it from a state of chaos to one characterized by high-performance standards. This endeavor involved the application of best practices in Sales, Marketing, Business Development, Finance, and HR. Subsequently, in recognition of my contributions, the Owners extended the job title mentioned above to formalize my role in driving key responsibilities and facilitating the transformation process.

  • PKF Jordan (2015 - 2016 ) Financial Consultant and Business Development Manager

    As a Financial Consultant: • Develop financial plans, feasibility studies, and financial analyses to help clients achieve their long-term and short-term financial goals. • Research investment opportunities for clients, and any potential and new means to expand their business. • I usually have 3 to 4 meetings scheduled every day. I meet with high-net-wealth clients to educate them about our services and how to reach their financial goals. • Check out emails to see if clients had any issues from the day before and submit reports and deliverables within given timeframes PR & Business Development Manager • Drive sustainable financial growth by boosting sales and forging strong relationships with clients. • Promote the company’s services that are in line with the client's needs and objectives. • Discover and explore new business opportunities in the marketplace and arrange business meetings with leads and key clients. • Develop monthly plans for new leads in consultation with PKF partners and directors. • Create a PowerPoint business presentation about the company's services and projects. • Close new winning deals by coordinating requirements; developing and negotiating contracts. • Prepare a monthly evaluation report based on KPIs, and keep records of engagement letters, sales offers, revenue, and invoices. • Maintain an effective partnership and build long-lasting relationships with those who influence the decision-making, and with new and existing clients. ACHIEVEMENTS I was involved in the AFD project and conducted a presentation on 21st Dec 2015 in SGBJ about the Ex-post evaluation of the Microfinance Credit Facility of 10 million euros provided by AFD to SGBJ to develop the microfinance sector and fight against poverty. It was a successful project of banking intermediation. The involved parties were AFD, SGBJ, and MFIs.

  • Jordan Kuwait Bank (2008 - 2014 ) Senior Finance Officer

    Documentary Credits (Export) - Trade Finance Department Issuance, amendment, documents' examination to check the apparent authenticity of documents, and settlement of the L/C. Nov. 2008 to Jun. 2013 Senior Finance Officer – Finance Department • Financial Reporting based on central bank resolutions • Cash Monitoring • Accounts Payable, disbursement, and payroll Jul. 2013 to Aug. 2014 ACHIEVEMENTS Participated in the conversion of the new bank's system (Superuser). Responsible for Andalusia Project from the financial perspective. Under Accounts Payable: Managed consolidated report for all the vendors’ payments and balances.

  • Josecure International KADDB (Semi Govt) (2007 - 2008 ) Head Division – Commercial Manager

    • Create offers and prepare the supporting documents and fees for the government tender invitations. • Supervise technical staff, suppliers, and contractors to ensure that deadlines are met as scheduled. • Solving commercial issues that may arise during the implementation of the projects • Analyze the business performance based on KPIs, including the profitability, revenue, pricing, and cost of goods sold. • Arrange business meetings with clients in the local and private sectors • Responsible for project management and ensuring contracts remain financially viable and delivered on budget. • Prepare offers, quotations, and proposals for clients. • Conduct presentations and proposals tailored to Josecure's clients' needs. • Build long-term relationships with foreign suppliers, leads, new and existing clients. • Keep records of sales, revenue, contracts, offers, etc. • Participate in exhibitions, events, and conferences in Jordan and abroad. ACHIEVEMENTS Established the Commercial Division which enabled the company to participate in international exhibitions and led to raising the value of the company and transferring it from a man guard to a commercial entity. • Participated in Sofex Exhibition, in Amman on 1, April 2008. • Attended Ifsec Exhibition in Dubai on 11, Jan 2008. • Attended Intersec. Exhibition in London, Birmingham on 12, April 2008. Conducted a presentation on Baby Tag for all major hospitals in Jordan.

  • General Arabia Investment Co. (2004 - 2006 ) Assistant Vice President – Finance and Investment

    • Search new investment opportunities in the stock market exchange. • Responsible for investment portfolio (Real Estates and Securities). • Follow up trading securities on local market and GCC Markets. • Prepare financial reports for the company's portfolio evaluation, profits, and losses • Responsible for the accounting reports and transactions. Conduct thorough research of historical financial data and analysis of listed companies in the local stock market.

  • Omrania & Associates Co. (1997 - 1999 ) Human Resources and Administrative Senior Officer

    • Monitor daily attendance, overtime, personnel leaves, vacations, absences, allowances, and deductions. • Prepare and Monitor project timesheets against the computerized clocking system; prepare tracking and analytical reports and send them to Head Office weekly in Riyadh. • Provide advice and assistance in writing job descriptions and staff performance evaluations. • Administer payroll and maintain employee records. • Schedule and organize interviews. • Arrange payments to vendors; prepare petty cash vouchers and weekly cash flow statements and sends them to Finance Manager in Riyadh. • Identify training and development opportunities, training sessions, workshops, and activities and provide staff orientation. • Work with all departments, assisting managers to understand and implement policies and procedures. • Follow up on bank statements, foreign transfers, bank reconciliations, and salary payments.

  • Amman Surgical Hospital (1995 - 1997 ) Medical Records Officer

Languages

English
Proficient
Arabic
Proficient